My septic tank asked for a raise. I told it to stop draining my finances!
On a serious note though, your septic tank is a major home or commercial investment guaranteed to raise the value of your property. Plus, if you are among the 20% of Americans who don’t rely on Municipal sewer systems, then investing in a decent septic system is a must-have.
When considering the installation of a septic tank, it’s crucial to have a grand idea of which costs will be involved. These range from material, to the septic system size, and the site preparation required. If you’re planning to invest in a septic system, or make a septic system replacement, this guide will breakdown all the key elements involved and help you make the right decision for your property.
Ready to dive in?
A Breakdown of the Cost of a Septic Tank
The material of your septic tank plays a significant role in its cost and longevity. Here’s a look at the most common materials:
Concrete Septic Tanks
Concrete tanks are known for their durability and robustness. These tanks typically range from $1,800 to $2,400 for a 1,000-gallon tank. However, the costs may be higher depending on different other factors covered below. While they are heavy and require specialized equipment for installation, they offer excellent long-term durability and resistance to environmental pressures.
Plastic Septic Tanks
Plastic tanks are a more affordable and easier-to-install option, costing between $2,200 and $3,200. Their lightweight nature makes them easier to handle, but they can float in areas with a high water table, requiring proper anchoring.
Fiberglass Septic Tanks
Priced between $3,200 and $4,100, fiberglass tanks are durable, rustproof, and non-porous, reducing the risk of algae growth. Underground fiberglass septic systems are becoming a preference for most commercial use as they do not expand or contract, preventing cracks and ensuring longevity.
Tank Size and Headcount
The size of your septic tank depends on your household’s needs:
750-Gallon Tanks
Ideal for smaller homes of 1-3 people, these tanks cost around $1,915.
1,000-Gallon Tanks
A common choice for average-sized homes of 3-5 people. The price ranges around $2,037 depending on the material.
1,500-Gallon Tanks
Suitable for larger homes of 6-9 people, costing approximately $2,900. However, you may need to expand the system to prevent overflow or frequent pumping.
Choosing the right size ensures efficiency and reduces the frequency of maintenance. Remember to observe best practices to maintain the overall health of your septic system.
Installation Labor
Labor costs for installing a septic system is another vital consideration as it may require multiple expertise. Septics installation labor cost can range from $1,500 to $4,000. However, outsourcing a single partner like Tank Depot to deliver your services may come with discounts, ensuring you save on your investment.
The top factors influencing labor costs include:
System Complexity
More complex systems like mound or aerobic systems require more labor.
Soil Conditions
Challenging soil conditions, like rocky soils, can increase labor costs.
Location
Remote or difficult-to-access sites can also raise the price.
Site Preparation
Preparing the site can add $1,200 to $4,500 to the total cost. This includes excavation, land leveling, and removing obstacles like trees or rocks.
Permits and Inspections
Obtaining the necessary permits and inspections typically costs between $500 and $2,000. Nonetheless, these charges vary depending on county/state. You’ll need building permits required for installing a septic system and inspections to ensure the system meets local codes and regulations.
Drain Field Installation
Installing a leach field is one of the biggest takers in the whole system design. Leach field installation component of the septic system ranges from $2,000 to $10,000. Some factors may play a role in this price including:
Size: Larger fields cost more to install.
Soil Conditions: Soil type affects the complexity and cost of the installation.
Maintenance and Repairs
Consider how regular maintenance and timely repairs are crucial for the longevity of your septic system:
Maintenance Cost
Annual maintenance, including pumping, typically costs between $300 and $800.
Pumping Cost
Essential for removing sludge and solids, keeping the system functioning efficiently.
Repair Cost
Repairs can range from $200 for filter replacements to $1,500 for more extensive repairs.
Additional System Components
Accessories like risers, effluent filters, and alarms can add to the cost. A few examples include:
Risers
Priced at $30-$50, they make tank access easier.
Pump Alarms
Cost around $200, alerting you to high water levels or system failures.
Septic System Type
The type of septic system you choose significantly impacts the cost:
Aerobic Systems
Require more maintenance and cost as they work better in areas with lower space and higher effluent need. Expect to spend anywhere between $10,000 and $20,000.
Mound Systems
Ideal in areas with high water table, shallow and poor drained soils. These systems range between $10,000 to $20,000.
Drip Distribution Systems
Cost around $8,000 to $18,000, suitable for areas with less soil depth and uneven landscapes.
Unique Factors: Soil Conditions and Site Accessibility
Two additional factors often overlooked but crucial include soil conditions and site accessibility:
Soil Conditions
The type of soil affects installation ease and cost. Ideal soil is loamy, which drains well, whereas heavy clay or rocky soil can increase costs.
Site Accessibility
Easy access to the site reduces labor and equipment costs. Difficult-to-reach sites may incur higher expenses due to the need for additional preparations.
How to Save Money on Septic System Installation
Installing a new septic tank can be expensive, but there are ways to save money:
Purchase Septic Materials Yourself
Consider purchasing the materials needed for installation directly from approved vendors. Some contractors might be willing to use these materials, potentially saving you money. Always check with your contractor before making any purchases to ensure compatibility and compliance with their policies.
Monitor Your Drain Field
Avoid parking vehicles or placing heavy machinery on your drain field to prevent soil compaction. Keep the area free of large plants or trees to maintain proper drainage and soil health.
Regularly Maintain Your Septic Tank
Proactive maintenance is crucial for preserving the longevity and efficiency of your septic system. Service your septic tank every 3-5 years, depending on usage. Proper maintenance reduces the need for costly repairs or replacements.
Limit Water Usage
Efficient water use helps prevent overloading your septic system. Fix leaks promptly and consider installing water-saving fixtures to reduce strain on your system.
Be Mindful of Waste Disposal
Avoid flushing non-biodegradable items like diapers, wipes, or paper towels, which can clog your system. Use septic-safe products to protect the bacteria balance in your tank, ensuring efficient waste breakdown.
Financing Your Septic System
Paying for a new septic system can be daunting, but several financing options are available
Personal Loans
Homeowners with good credit can consider personal loans to cover septic system costs. Some lenders offer home improvement loans specifically for this purpose, even for those with less-than-perfect credit.
Some vendors like Tank Depot have partnered with top lending institutions meaning you can access financial assistance to finance your septic installation project if we handle your project.
Home Equity Investments
A Home Equity Investment (HEI) allows you to receive a lump sum in exchange for a share of your home’s future appreciation. There are no monthly payments, and repayment is due upon selling or refinancing your home.
Home Equity Loans and Lines of Credit
Using your home’s equity, you can secure a loan or line of credit with favorable interest rates. This option provides access to substantial funds based on your home’s value.
Partner with Plastic-Mart for the Best Wastewater Solutions Deals
If your septic tank broke and you wallet has a leak too, or you are installing a septic system for your new home, look no further than Plastic-Mart.
We have a track record of excellence in quality delivery backed by 40+ years of experience. Our brand partners have experience including Plastic-Mart, Acuantia, Bebbia, and Rotoplas, are all household names in water storage solutions and waste management best practices. If it has anything to do with water or safe liquids storage, we have the expertise.
Contact us today or visit our store for exciting deals on residential and commercial septic tanks and eco-friendly water storage solutions.
